Floridians buy insurance for everything: car insurance, homeowners insurance, health insurance and renters insurance. You make your premium payments to your insurance carrier to protect you from the misfortunes of life. You assume that you pay your premiums and in exchange, if you have a loss, you will be covered.
Sadly you may be one of many who find out when you make an insurance claim for a loss your claim is either denied or underpaid. Insurance companies are businesses, and their interest is in protecting their bottom line. Insurance companies don’t make money when they pay claims; they make money from premiums. Insurance companies will deny your claim, send you a check for a fraction of the cost, delay or drop your coverage.
When your insurance carrier denies your claim, underpays it or fails to investigate the claim that they know they should be honoring, they are engaging in bad faith. If you believe that you have been a victim of bad faith by your insurance carrier, you should contact an experienced bad faith attorney to advise you of your rights and fight for you. Contact The Patiño Law Firm at 1-800-ACCIDENT or 1-800-222-4336.